Currency Converter
Convert an amount from one currency to another using a simple exchange rate.
Formula last reviewed 4 August 2026 · How we verify our calculators
Converted amount
- Rate used
- 84
Updates live as you type
Frequently asked questions
Multiply the amount by the exchange rate, expressed as target-currency units per one source unit. At 83.5 INR per USD, 100 USD = 8,350 INR.
Enter the current rate from a bank or finance site. Rates move constantly, so use a recent figure for accuracy.
Banks and card networks add a margin or markup over the mid-market rate, plus possible fees, so you typically receive slightly less than the raw conversion suggests.
Use the inverse rate. If 1 USD = 83.5 INR, then 1 INR = 1 ÷ 83.5 ≈ 0.012 USD — enter that as the rate to go from INR to USD.
The rate you type in isn't the rate your card will actually use
100 units at a rate of 83.5 converts cleanly to 8,350 — 100 × 83.5, pure arithmetic, no hidden logic. But the rate a bank, card network or money-changer actually applies almost never matches the raw "mid-market" figure you'd find quoted on a finance site: it typically carries a margin on top, plus possible fixed fees, so what actually lands in your account or gets charged to your card is somewhat less favourable than a clean conversion at the quoted rate suggests. Budgeting for card spending abroad, it's worth padding by an extra 1–3% to account for that gap.
Why this stays pure arithmetic instead of a live feed
Enter an amount and a rate — target-currency units per one unit of source currency — and the result is instant, fully transparent, and works offline once you have a rate in hand, since nothing is fetched or hidden behind an API call. That's a deliberate choice: rates move continuously through the trading day, so a number baked into the tool would go stale immediately, whereas letting you supply the current rate keeps the calculation honest to whatever figure you actually have.
Converting the other direction
To reverse the conversion using the same underlying rate, use its inverse: 1 ÷ 83.5 ≈ 0.01198, entered as the rate to convert back from the second currency into the first. Use this to plan a travel budget in your home currency before a trip, then pair it with the trip cost and hotel budget calculators for a complete picture of what an overseas journey actually costs once accommodation, food and activities are added on top.